Personal finance, built for real life

Build the foundation your money never had.

Groundwork Fi brings your accounts, goals, and next steps into one place, then shows you what to focus on first. No jargon. No judgment. Just a clear path forward.

Coming soon to iPhone.

  1. i.Connect
  2. ii.See where you stand
  3. iii.Set your goals
  4. iv.Follow your path

How it works

Know where you stand.
Know what's next.

  1. 01

    Bring it all together.

    Securely link your accounts with read only access, or add them yourself. See your money, debt, and savings in one view.

  2. 02

    Get your foundation.

    Groundwork looks at six areas of your financial life and places you on a clear stage, so you know what's strong and what needs attention.

  3. 03

    Follow a path that fits you.

    Get a step by step order of operations shaped around your goals, from building an emergency fund to investing for the long run.

Your Foundation

Updated today

Building Stability

Your cushion is growing. Retirement is the next area to strengthen.

Emergency fund4.2months
Goals on track3of 4
Next stepRetirement

Sample data for illustration.

What's inside

Everything you need.
Nothing you don't.

Your finances, in one place

Checking, savings, cards, and loans side by side, with a net worth line that shows where you're headed.

Goals that keep you on track

Set a target and a date. See exactly how close you are.

Insights that make sense

Plain language notes on what changed and why it matters.

Six pillars, one picture

See what's strong and what needs work at a glance.

An AI guide in your pocket

Ask the questions you'd feel awkward asking anyone else, and get answers shaped around your goals.

Private by design

Read only connections. We never sell your data.

  • Can't move your money
  • Delete your account anytime
  • Clear your chat history

Learn

Learn what nobody
sat you down to teach.

A curated library of the best articles, videos, podcasts, and courses from across the web, matched to where you are right now.

How an emergency fund actually works

Article, 6 minEmergency

Roth vs. traditional, in plain English

Video, 9 minRetirement

Paying down debt without losing your mind

Podcast, 24 minDebt

Community

You don't have to figure it out alone.

Connect with people working toward the same goals. Share wins, ask questions, and learn from people a few steps ahead of you.

For anyone building wealth from the ground up. Whether you're paying down your first loan, chasing your first $10k, or planning for a home, Groundwork meets you where you are.

FAQ

Questions, answered.

Something else on your mind? Email abdoulai.jobe@groundworkfi.com.

What is Groundwork Fi?

A personal finance app that helps you see your full financial picture, set goals, and follow a clear order of steps to build long term stability.

Is my data safe?

Account connections are read only, meaning Groundwork can view balances and transactions but can never move money. We do not sell your personal data.

Is Groundwork a financial advisor?

No. Groundwork provides educational tools and general guidance. It is not investment, tax, or legal advice.

How much does it cost?

Groundwork will be a subscription with a free trial. Pricing will be shared at launch.

When can I use it?

Groundwork Fi is coming soon to iPhone. Join early access to hear first.

You're on the list.

We'll email you the moment Groundwork Fi is ready.